• Helping people take control of their financial lives

  • We solve the financial problems most people overlook

  • We develop strategies rather than sell products

  • We have over 40 years of industry experience

  • From business owners to families, we're here to help

Welcome to Agar Cameron Financial Services

What is Financial Planning?

Financial Planning is a structured approach to analyzing a person’s financial and personal situation, it involves identifying their respective goals, objectives and needs, determining their risk profile and constructing a strategy(ies) which will assist in achieving their goals, needs and objectives.

The Six Steps of Financial Planning

  1. Gathering data in respect of a client's financial and personal position.
  2. Identifying a client’s goals and objectives.
  3. Identifying any financial issues or deficiencies.
  4. Preparing a Statement of Advice (based on information identified in 1-3 above).
  5. Implementing the Statement of Advice.
  6. Reviewing and revising the Statement of Advice on an ongoing basis.

Build Your Financial Plan Today

To find out how we can help you and to book an appointment, please call us on (03) 9863 3134 or send through your enquiry today.

Latest News
  • How is your super going, ready for retirement?

    How realistic are your goals? Tools on this site will help you monitor how you're going. Click on the Financial Tools / Calculator button to login, or register, to use this powerful resource.

  • Our 'hardest' SMSF tasks

    What are the hardest aspects of running your self-managed super fund (SMSF)? There are certainly more and more tasks and professional help my be needed to manage them properly.

  • Lack of literacy promotes unrealistic goals

    A large proportion of Australians have unrealistic retirement goals. (NB: There are financial tools on this site that can help as too can a financial planner)

  • Young investors: Time is on your side

    Today's young investors weren't alive when The Rolling Stones, among others, released versions of Time is on my side yet the song's title just about sums up their lengthy investment horizon.

  • Is your SMSF retirement-ready?

    A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase. (NB: A financial planner can help with this question if you're not sure)

General Advice Warning

The information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Professional Investment Services Pty Ltd (PIS) Adviser before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither PIS nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.

Professional Investment Services Pty Ltd logo to PIS site.

Professional Investment Services Pty Ltd ("PIS") Australian Financial Services Licence holder No. 234951 PIS is authorised to carry on a financial services business, including the provision of financial product.

AFSL No. 234951 | ABN 11 074 608 558

| 1300 557 598

Lodge a complaint

PIS has appointed Agar Cameron Financial Services Pty Ltd as a Corporate Authorised Representative (Corporate Authorised Representative number 291646) of PIS to provide financial services on behalf of PIS.

James Agar is a sub authorised representative (Authorised Representative number 250848) for Agar Cameron Financial Services Pty Ltd.

John Cameron is a sub authorised representative (Authorised Representative number 250866) for Agar Cameron Financial Services Pty Ltd.